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Provides legal advice for the following issues for low-income debtors: -  Lawsuits and issues related to debt collection -  Collection agency abuse -  Supplemental proceedings -  Garnishment -  Auto purchase or auto loan disputes -  Consumer scams -  Contracts/warranties -  Identity theft -  Predatory lending -  Student loans (federally subsidized or private) -  Overpayments to debt creditors -  Poor credit -  Debts to a landlord, or client is considering breaking their lease Does not assist clients with bankruptcy, but can help a client decide if bankruptcy is a good option. Interpreter services are available to assist non-English-speaking clients.