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Helps homeowners determine what options may be available to remedy default and avoid foreclosure. Counselors work with homeowners and their mortgage companies to determine an affordable solution in order to resolve delinquency or default, explores alternatives not offered by mortgage companies and provides information and referrals to other resources. Call or apply online.

Provides education and information and referral on housing issues, as well as some financial assistance for homebuyers and homeowners.

VA guarantees home loans made to service members, veterans, reservists and surviving spouses who are not remarried.

Provides a home buyer education class followed by meeting with a specialist. Provides mortgage loan information support and down payment assistance. Register for classes online. Please provide your own translator if necessary.

The tiny homes are not free, but they are affordable. People who don’t qualify for conventional home loans can apply for and purchase a tiny home.

Offers loans to help low-income people purchase homes in rural areas. Offers loans to rural residents to repair, improve, or modernize homes or to remove health and safety hazards. Generally, areas with a population less than 35,000 are eligible.

Helps Seattle homeowners facing foreclosure save their home with rescue loans. Offers qualified homeowners deferred loans of up to $30,000 to keep families in their homes and in their communities.

Applicants must have exhausted all other forms of assistance for retaining their home, including but not limited to refinance and loan modification. Check website for eligibility.

Offers affordable home purchase programs for low- and moderate-income homebuyers. Some programs serve specific cities and counties; some serve targeted populations, such as veterans, school teachers and people with disabilities.

Provides loans for home improvement, rental housing, and home ownership to low-income eligible home owners in the following cities: Grandview, Harrah, Mabton, Toppenish, Sunnyside, Union Gap, Wapato, and Zillah.

Assists veterans, their families, dependents, or survivors with claims to the Veterans Administration.  

Offers bilingual homeownership counseling for first-time homebuyers, as well as those facing foreclosure. Also offers a HUD-certified homebuying course, and access to down payment assistance options.

Provides information about Federal Housing Authority (FHA)-insured mortgages; refers homeowners with existing (FHA)-insured mortgages to local housing counseling agencies.

Offers loans for low-income homeowners to purchase, build (including sites, water, and sewer), repair, move, or modernize their dwellings.  Includes sweat-equity construction loan programs, guaranteed loans, and rural site housing programs.

Assists low to moderate income homeowners improve their financial situation. Services include connecting with a qualified loan specialist, assistance with debt consolidation, loans for home renovation, and comprehensive financial services. Apply online.

Supports agriculture and rural communities with reliable, consistent credit and financial services.

Provides low and very low income home ownership and repair loans to qualified individuals from Clallam, Jefferson, and Kitsap Counties. Loans may be made to buy or repair an existing house or purchase a new house.

Provides information and referral to down payment assistance programs, credit and debt counseling, predatory lending counseling, special loan programs, Washington State Housing Finance Commission-sponsored first-time home buyers' seminars, as well as other home buyer education opportunities.